Regulatory Compliance & Credit Intelligence for Modern Banking

Mitigation of Institutional Risk. Automated.

khatwa.ps embeds veteran banking intelligence into your infrastructure. Automate complex KYC/KYB, eliminate up to 85% of compliance false positives, and run AI-assisted credit underwriting—fully aligned with central bank mandates.

transaction_monitor 2 Alerts
EntityRefSignal
Meridian Holdings 4471 Layering
Anchor Maritime SA 2290 Elevated
Levant Trading Co. 8813 Cleared
85% Noise Filtered
1,204 Cleared Today
Designed to integrate with core banking systems
SWIFTTemenosFinastraOracle FLEXCUBE
The Core Problem

The Cost of Friction and Non-Compliance

Modern compliance operations are failing under the weight of legacy systems—creating operational bottlenecks that cost institutions millions in overhead and exposure.

The Operational Bottleneck
Financial & Regulatory Impact
The khatwa.ps Resolution
Volumetric False Alerts

Compliance teams spend 90% of billable hours manually vetting non-threatening transaction alerts due to rigid system rules.

Behavioral Noise Filtering

Context-aware analysis suppresses false positives while highlighting genuinely anomalous activity.

Opaque Corporate Structures

Cross-border KYB onboarding stalls when verifying Ultimate Beneficial Owners (UBO) behind shell companies.

Automated Entity Resolution

Instant parsing of global corporate registries maps asset structures in seconds.

Underwriting Delays

Commercial loan applications take weeks to analyze due to manual financial-statement parsing and risk modeling.

Predictive Credit Scoring

Algorithmic modeling parses financial statements, cash flows, and market variables instantly.

Platform Modules

Core Infrastructure Modules

Deployable via secure cloud or on-premise APIs.

01AML & Entity Resolution

Unmask complex corporate networks instantly.

  • Real-time scanning against global sanctions lists, PEP databases, and adverse media.
  • Automated extraction of Ultimate Beneficial Owners from multi-jurisdictional structures.
  • Dynamic risk-scoring profiles assigned to entities during onboarding.
02Credit Risk & Underwriting

Accelerate commercial lending without compromising standards.

  • Automated parsing of audited balance sheets, income statements, and tax filings.
  • Stress-testing of cash flows against localized central bank parameters.
  • Ready-to-review Credit Committee Memorandums with precise recommendations.
03Transaction Monitoring

Catch sophisticated financial crime; ignore the noise.

  • ML models that identify micro-structuring, layering, and cyclical fund routing.
  • Reduced backlogs via automated escalation of high-probability risk signals.
  • Audit-ready documentation auto-generated for SAR filings.
Enterprise Architecture & Security

Bank-Grade Architecture

Infrastructure engineered to satisfy the most conservative institutional review boards.

Data Sovereignty

Localized on-premise deployment or isolated cloud instances ensuring compliance with strict local data-privacy laws.

Zero-Knowledge Security

End-to-end encryption (AES-256 in transit and at rest) with granular, role-based access control (RBAC).

Core Integration

Seamless ingestion layer compatible with ISO 20022 messaging and legacy core banking mainframes.

AES-256 RBAC ISO 20022 On-Premise SOC 2 Type II Central Bank Aligned
The Executive Advisory Layer

The Human Component: Senior Executive Advisory

FormerBanking Directors
ChiefCompliance Officers
VeteranRisk Regulators
30+ yrsMedian Tenure

Software alone cannot navigate a regulatory crisis or a structural overhaul. khatwa.ps distinguishes itself by pairing enterprise technology with elite human expertise. Our advisory board is composed exclusively of former banking directors, chief compliance officers, and veteran risk regulators.

When you deploy khatwa.ps, you gain a strategic partner capable of restructuring internal governance frameworks, managing central bank audits, and defending your institution's global correspondent banking relationships.

Request a Demo

Initiate an Institutional Assessment

Speak directly with a senior solutions architect. No generic sales pitches.

Direct line to a solutions architect
NDA-backed technical deep-dive
Deployment scoped to your core system